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COMMERCIAL STATE BANK |
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Stated Rates as of
January 05, 2009 |
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Fixed Rates |
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$1000
to $99,999
$1000 Minimum Balance
to Earn APY |
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Interest Rate |
|
Annual Percentage
Yield(APY) |
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|
Minimum Balance to Open $1000 |
31 DAYS |
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0.50 |
% |
0.50 |
% |
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|
90 DAYS |
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|
0.75 |
% |
0.75 |
% |
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|
180 DAYS |
|
|
|
1.49 |
% |
1.50 |
% |
|
|
1 YEAR |
|
|
|
1.98 |
% |
2.00 |
% |
|
|
18 Months |
Special |
|
|
2.13 |
% |
2.15 |
% |
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|
2YEAR |
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|
2.23 |
% |
2.25 |
% |
|
|
3YEAR |
|
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|
2.28 |
% |
2.30 |
% |
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|
4YEAR |
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|
2.47 |
% |
2.50 |
% |
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|
5YEAR |
|
|
|
2.52 |
% |
2.55 |
% |
|
|
|
Special |
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|
0.00 |
% |
0.00 |
% |
|
|
Ladder Rate |
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|
Minimum Balance to Earn APY $50000 |
1ST YR |
|
|
|
2.08 |
% |
2.10 |
% |
|
|
2ND YR |
|
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|
2.33 |
% |
2.35 |
% |
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|
3RD YR |
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2.37 |
% |
2.40 |
% |
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|
4TH YR |
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|
2.57 |
% |
2.60 |
% |
|
|
5TH YR |
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2.72 |
% |
2.75 |
% |
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$100,000.00 or Over |
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|
Interest Rate |
|
Annual Percentage
Yield(APY) |
|
|
Minimum Balance to Earn APY $100,000 |
31 DAYS |
|
|
|
0.75 |
% |
0.75 |
% |
|
|
90 DAYS |
|
|
|
1.00 |
% |
1.00 |
% |
|
|
180 DAYS |
|
|
|
1.74 |
% |
1.75 |
% |
|
|
1 YEAR |
|
|
|
2.08 |
% |
2.10 |
% |
|
|
18 Months |
Special |
|
|
2.23 |
% |
2.25 |
% |
|
|
2 YEARS |
|
|
|
2.33 |
% |
2.35 |
% |
|
|
3 YEARS |
|
|
|
2.37 |
% |
2.40 |
% |
|
|
4 YEARS |
|
|
. |
2.57 |
% |
2.60 |
% |
|
5 & 6 YEARS |
|
|
2.72 |
% |
2.75 |
% |
|
1
Yr $99,000 and Over Special |
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|
|
% |
|
% |
|
Variable Rates |
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|
Interest Rate |
|
Annual Percentage
Yield(APY) |
|
|
REGULAR SAVINGS |
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|
0.10 |
% |
0.10 |
% |
|
Minimum to Open $100 |
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MONEY MARKET ACCOUNTS: |
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Minimum to Open $2500 |
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BELOW $25,000 |
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0.10 |
% |
0.10 |
% |
|
$25,000 TO $49,999 |
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|
0.20 |
% |
0.20 |
% |
|
$50,000 TO $99,999 |
|
|
0.50 |
% |
0.50 |
% |
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OVER $100,000 |
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|
|
0.75 |
% |
0.75 |
% |
|
SUPER NOW
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Minimum to Open $1000 |
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Minimum to Obtain APY $1000 |
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BELOW $10,000 |
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0.10 |
% |
0.10 |
% |
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$10,000TO$24,999 |
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0.10 |
% |
0.10 |
% |
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|
$25,000 TO $49,999 |
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|
0.15 |
% |
0.15 |
% |
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OVER $50,000 |
|
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|
0.20 |
% |
0.20 |
% |
|
* The APY's
(Annual Percentage Yield) are accurate as of
January 05, 2009. Rates may
change after account is opened.
Note: Current rates are subject to change without notice. Fees may
reduce the earnings on the above variable accounts.
Penalties
may be imposed for early withdrawal of Certificates of Deposit (CD's)
and/or Individual Retirement Accounts (IRA's). |
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MEMBER FDIC |
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ALL STATED APY BASED
ON MONTHLY COMPOUNDING |
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