Minimum balance requirement to open............................... $250.00
Fee for AD&D coverage of $20,000 plus other  benefits.......... $11.00
Extended AD&D coverage of $40,000 plus other benefits....... $13.00
Imaged items returned with the statement
Overdraft privilege of $400.00 per qualifying account with a $27.50 per item fee. Overdraft interest charge of up to 18% APR.
Free Commercial Club checks with a limit of 400 per year
Debit card issued with no charge if used at CSB's ATM........... FREE

Qualifying Account: After the account has been opened for at least sixty (60) days and thereafter the customer maintains their account in good standing. See disclosure information about overdraft privilege.